Pawn Shops Orchard Park

Orchard Park and nearby areas have several pawn shops for fast cash or discounted items. Popular items to pawn or sell include jewelry, electronics, and musical instruments.

Orchard Park, NY has 5 pawn shops in our directory. Top-rated options include Buffalo Jewelry & Loan, Buffalo Jewelry & Loan, and Pawn-it.

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Buffalo Jewelry & Loan

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2853 Sheridan Dr, Tonawanda Town, NY 14150, United States

pawn loansgold buyingjewelry buyingselling valuablesin-store shoppingonline shopping
4.9(1472)

Buffalo Jewelry & Loan

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2196 Seneca St, Buffalo, NY 14210, United States

pawn loansgold buyingjewelry buyingselling valuablesin-store shoppingonline shopping
4.9(1221)

Buffalo Gold Rush

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1400 Bailey Ave, Buffalo, NY 14206, United States

4.8(173)

Gold-N-Ham

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12 Michael Rd, West Seneca, NY 14224, United States

4.6(11)

2191 Elmwood Ave, Buffalo, NY 14216, United States

4.5(286)

What Orchard Park Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

New York Pawn Shop Regulations

Interest Rate4% per month (48% APR)
Redemption Period4 months + 10-day grace period after notice
Regulated ByLocal government; NYC Dept. of Consumer and Worker Protection; NYS Comptroller

New York regulates collateral loan brokers under General Business Law Article 5. Sales may be cancelled within 5 business days. Jewelry and precious metal sales can be converted to loans within 14 days. Required signage must be posted in 1-inch letters.

Tips for Visiting Pawn Shops in Orchard Park

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Orchard Park?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Orchard Park are well-reviewed?

Check out Buffalo Jewelry & Loan and Buffalo Gold Rush for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices