Pawn Shops Gowanda

Gowanda residents often turn to pawn shops for quick loans or to sell unused items. Jewelry, electronics, and tools are among the most commonly pawned goods in the area.

Gowanda, NY has 1 pawn shops in our directory. Top-rated options include Prudential Jewelry & Loan.

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Prudential Jewelry & Loan

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1036 Broadway, Buffalo, NY 14212, United States

pawn loansjewelry buyingjewelry sellingcustom designjewelry repairjewelry refinishing
4.1(33)

What Gowanda Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

New York Pawn Shop Regulations

Interest Rate4% per month (48% APR)
Redemption Period4 months + 10-day grace period after notice
Regulated ByLocal government; NYC Dept. of Consumer and Worker Protection; NYS Comptroller

New York regulates collateral loan brokers under General Business Law Article 5. Sales may be cancelled within 5 business days. Jewelry and precious metal sales can be converted to loans within 14 days. Required signage must be posted in 1-inch letters.

Tips for Visiting Pawn Shops in Gowanda

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Gowanda?

Common items include gold, electronics, and tools.

Which pawn shops in Gowanda are well-reviewed?

Consider visiting Prudential Jewelry & Loan for a reliable option.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices