Pawn Shops Muncie

Muncie has a variety of pawn shops for quick cash or deals on used goods. Gold, electronics, and tools are commonly pawned or sold here.

Muncie, IN has 5 pawn shops in our directory. Top-rated options include EZPAWN (1215 East McGalliard Road, Muncie) and EZPAWN (1215 East McGalliard Road, Muncie).

Loading map...

Disclosure: Contains affiliate links. Learn more

Filter by services

EZPAWN (1215 East McGalliard Road, Muncie)

View details

1215 E McGalliard Rd, Muncie, IN 47303, United States

pawn loansgold buyingfirearms loansfirearms buyingretail merchandise salesonline shop
4.8(916)

EZPAWN (1215 East McGalliard Road, Muncie)

View details

1215 E McGalliard Rd, Muncie, IN 47303, United States

pawn loansgold buyingfirearms loansfirearms buyingretail merchandise salesonline shop
4.8(916)

Prairie Creek Pawn Inc.

View details

701 S Burlington Dr, Muncie, IN 47302, United States

3.9(73)

American Jewelry & Loan

View details

1304 W Jackson St, Muncie, IN 47303, United States

3.5(14)

424 E 13th St, Muncie, IN 47302, United States

3.0(60)

What Muncie Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Indiana Pawn Shop Regulations

Interest Rate36% APR (supervised lender rate) plus up to 20% servicing fee per month
Redemption Period60 days after loan maturity
Regulated ByIndiana Department of Financial Institutions

Indiana pawnbrokers are regulated under IC 28-7-5 and licensed by the Department of Financial Institutions. Interest follows the supervised lender cap under Uniform Consumer Credit Code with additional servicing fee. Minimum loan term is 1 month.

Tips for Visiting Pawn Shops in Muncie

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Muncie?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Muncie are well-reviewed?

Check out EZPAWN on East McGalliard Road and Prairie Creek Pawn Inc. on South Burlington Drive.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

ChristmasLoans.us - Request Now

Gold Prices