Pawn Shops Kokomo

Kokomo has a handful of pawn shops for buying, selling, or getting loans on items. Gold, electronics, and tools are among the most commonly pawned goods here.

Kokomo, IN has 4 pawn shops in our directory. Top-rated options include Kokomo Phones, Cash Loan & Security, and Worldwide Jewelry & Pawn.

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Kokomo Phones

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5.0(161)

Worldwide Jewelry & Pawn

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122 Creekside Dr, Kokomo, IN 46901, United States

pawn loanscash loansbuying itemsselling itemsjewelry repairlayaway payments
4.4(74)

Cash Loan & Security

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501 S Reed Rd, Kokomo, IN 46901, United States

4.2(113)

Blue Diamond Trading Post and Pawn Shop

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1613 N Davis Rd, Kokomo, IN 46901, United States

3.4(31)

What Kokomo Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Indiana Pawn Shop Regulations

Interest Rate36% APR (supervised lender rate) plus up to 20% servicing fee per month
Redemption Period60 days after loan maturity
Regulated ByIndiana Department of Financial Institutions

Indiana pawnbrokers are regulated under IC 28-7-5 and licensed by the Department of Financial Institutions. Interest follows the supervised lender cap under Uniform Consumer Credit Code with additional servicing fee. Minimum loan term is 1 month.

Tips for Visiting Pawn Shops in Kokomo

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Kokomo?

Common items include gold jewelry, electronics, and power tools.

Which pawn shops in Kokomo are well-reviewed?

Worldwide Jewelry & Pawn and Cash Loan & Security are solid options to consider.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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