Pawn Shops McAlester

McAlester has a few solid pawn shops for buying, selling, or getting loans. Many locals bring in jewelry, electronics, and firearms for fast cash.

McAlester, OK has 3 pawn shops in our directory. Top-rated options include All Pawn & Surplus.

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All Pawn & Surplus

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404 E Chickasaw Ave, McAlester, OK 74501, United States

4.6(54)

H L's Pawn

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1232 S Main St, McAlester, OK 74501, United States

3.8(27)

Red Barn Pawn

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2646 N Main St, McAlester, OK 74501, United States

3.7(27)

What McAlester Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Oklahoma Pawn Shop Regulations

Interest Rate20% per month (≤$250); 15% ($250-$500); 12.5% ($500-$1,000); 10% ($1,000-$2,500); 7% ($2,500-$25,000)
Redemption Period30 days after maturity date
Regulated ByOklahoma Department of Consumer Credit

Oklahoma Pawnshop Act (Title 59, §§1501-1515) requires licensure with $5,000 surety bond and $25,000 minimum net assets. Pawnbrokers cannot make loans on pistols to persons under 21. Maximum loan is $25,000. Daily law enforcement reporting required.

Tips for Visiting Pawn Shops in McAlester

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in McAlester?

Common items include gold, electronics, and tools at local shops.

Which pawn shops in McAlester are well-reviewed?

Check out All Pawn & Surplus and H L's Pawn for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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