Pawn Shops Muskogee

Muskogee has a solid lineup of pawn shops for buying, selling, or getting quick loans. Gold, firearms, and electronics are some of the most common items people bring in.

Muskogee, OK has 6 pawn shops in our directory. Top-rated options include EZPAWN (1102 North Main Street, Muskogee), EZPAWN (1102 North Main Street, Muskogee), and R&R Gun and Pawn.

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U.S. Pawn Guns & Jewelry

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601 S York St, Muskogee, OK 74403, United States

4.6(9)

EZPAWN (1102 North Main Street, Muskogee)

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1102 N Main St, Muskogee, OK 74401, United States

pawn loansgold buyingfirearms loansfirearms buyingretail merchandise salesonline shop
4.2(238)

EZPAWN (1102 North Main Street, Muskogee)

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1102 N Main St, Muskogee, OK 74401, United States

pawn loansgold buyingfirearms loansfirearms buyingretail merchandise salesonline shop
4.2(238)

24k Pawn

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2400 W Okmulgee Ave, Muskogee, OK 74401, United States

4.2(25)

R&R Gun and Pawn

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1215 S 32nd St, Muskogee, OK 74401, United States

4.1(38)

Cash America Pawn

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919 W Okmulgee Ave, Muskogee, OK 74401, United States

pawn loansretail salesgold buyinglayaway
3.4(49)

What Muskogee Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Oklahoma Pawn Shop Regulations

Interest Rate20% per month (≤$250); 15% ($250-$500); 12.5% ($500-$1,000); 10% ($1,000-$2,500); 7% ($2,500-$25,000)
Redemption Period30 days after maturity date
Regulated ByOklahoma Department of Consumer Credit

Oklahoma Pawnshop Act (Title 59, §§1501-1515) requires licensure with $5,000 surety bond and $25,000 minimum net assets. Pawnbrokers cannot make loans on pistols to persons under 21. Maximum loan is $25,000. Daily law enforcement reporting required.

Tips for Visiting Pawn Shops in Muskogee

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Muskogee?

Common items include gold, electronics, tools, and firearms.

Which pawn shops in Muskogee are well-reviewed?

Check out U.S. Pawn Guns & Jewelry and EZPAWN for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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