Pawnshops Finder

Pawn Shops Lacey

Lacey and nearby areas have several pawn shops ready to help with loans or buying items. Gold, electronics, and tools are commonly pawned or sold here.

Lacey, WA has 4 pawn shops in our directory. Top-rated options include Olympia Jewelry & Gold Buyers and Tumwater Pawn Brokers.

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Tumwater Pawn Brokers

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6021 Capitol Blvd SE SW, Tumwater, WA 98501, United States

+1 360-786-9039Website
4.6(102)

Olympia Jewelry & Gold Buyers

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415 Sleater Kinney Rd SE, Olympia, WA 98503, United States

+1 360-455-7071
4.6(169)

Cash Northwest

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5910 Pacific Ave SE, Lacey, WA 98503, United States

+1 360-491-7870
3.7(104)

Cash America Pawn

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3652 Pacific Ave SE, Olympia, WA 98501, United States

+1 360-438-1888Website
pawn loansretail salesgold buyinglayaway
2.3(127)

What Lacey Pawn Shops Accept

  • ✓ Gold jewelry & watches
  • ✓ Electronics (phones, laptops, tablets)
  • ✓ Power tools (DeWalt, Milwaukee, Makita)
  • ✓ Gaming consoles (PS5, Xbox, Nintendo)
  • ✓ Musical instruments
  • ✓ Firearms (where permitted)
  • ✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Washington Pawn Shop Regulations

Interest Rate4% per 30-day period (loans ≥$100); tiered flat rates for smaller loans
Redemption Period90 days (includes date of loan)
Regulated ByLocal governments (cities/counties); state law under RCW Chapter 19.60

Washington pawnbrokers are regulated under RCW 19.60 with interest rates set by statute. Standard loan term is 90 days, after which unredeemed items automatically transfer to pawnbroker. Additional document preparation and storage fees permitted ($5 each).

Tips for Visiting Pawn Shops in Lacey

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Lacey?

Common items include gold, electronics, and tools.

Which pawn shops in Lacey are well-reviewed?

Check out Cash Northwest and Tumwater Pawn Brokers for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices

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