Pawn Shops Centralia

Centralia offers a few solid pawn shops for quick cash or bargain buys. Gold, electronics, and tools are among the most commonly pawned or sold items here.

Centralia, WA has 2 pawn shops in our directory.

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Cash Northwest

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1101 N Pearl St, Centralia, WA 98531, United States

3.3(31)

Star Exchange Loan Company Pawn Brokers

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801 W Main St, Centralia, WA 98531, United States

3.1(54)

What Centralia Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Washington Pawn Shop Regulations

Interest Rate4% per 30-day period (loans ≥$100); tiered flat rates for smaller loans
Redemption Period90 days (includes date of loan)
Regulated ByLocal governments (cities/counties); state law under RCW Chapter 19.60

Washington pawnbrokers are regulated under RCW 19.60 with interest rates set by statute. Standard loan term is 90 days, after which unredeemed items automatically transfer to pawnbroker. Additional document preparation and storage fees permitted ($5 each).

Tips for Visiting Pawn Shops in Centralia

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Centralia?

Common items include gold, electronics, and tools at most local shops.

Which pawn shops in Centralia are well-reviewed?

Check out Cash Northwest and Star Exchange Loan Company Pawn Brokers for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices