Pawn Shops Isla Vista

Isla Vista residents often turn to nearby pawn shops for quick cash or to sell unused items. Gold, electronics, and musical instruments are commonly pawned or sold in the area.

Isla Vista, CA has 3 pawn shops in our directory. Top-rated options include Gems N' Loans - Temecula, Santa Monica Jewelry & Loan, and All Pawn.

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Gems N' Loans - Temecula

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28298 Old Town Front St, Temecula, CA 92590, United States

pawn loanscash for goldjewelry buyingjewelry sellingjewelry retailjewelry design
4.9(1288)

Santa Monica Jewelry & Loan

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408 Broadway, Santa Monica, CA 90401, United States

pawn loansgold buyingart buyingestate buyingjewelry saleswatch sales
4.9(492)

All Pawn

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2021 Mission Dr, Solvang, CA 93463, United States

4.1(9)

What Isla Vista Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

California Pawn Shop Regulations

Interest Rate3% per month on unpaid principal (plus $3/month minimum charge)
Redemption Period4 months + 10-day grace period after notification
Regulated ByCalifornia Department of Justice, Secondhand Dealer and Pawnbroker Unit

California has among the most regulated pawn industries in the US. Interest is capped at 3% per month under Financial Code Section 21200. Pawnbrokers must obtain licenses through local law enforcement and maintain $100,000 in liquid assets or equivalent surety bond.

Tips for Visiting Pawn Shops in Isla Vista

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Isla Vista?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Isla Vista are well-reviewed?

Check out Gems N' Loans - Temecula and Santa Monica Jewelry & Loan for trusted options nearby.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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