Pawn Shops Oxnard

Oxnard has a solid selection of pawn shops for buying, selling, or getting loans. Gold, electronics, and jewelry are some of the most commonly pawned items around here.

Oxnard, CA has 5 pawn shops in our directory. Top-rated options include Saul's Loan & Jewelry, Pawn Shop of Ventura CA, and Olde Towne Jewelry & Loan.

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Saul's Loan & Jewelry

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532 S Oxnard Blvd, Oxnard, CA 93030, United States

4.5(265)

Olde Towne Jewelry & Loan

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3980 Market St, Ventura, CA 93001, United States

4.1(34)

Pawn Shop of Ventura CA

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2016 E Thompson Blvd, Ventura, CA 93001, United States

pawn loansbuying itemsselling itemsjewelry loansonline sales
4.1(76)

Pawn Dog Jewelry & Loan

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1828 Saviers Rd, Oxnard, CA 93033, United States

3.7(30)

Frontera Cash And Loan

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612 Cooper Rd, Oxnard, CA 93030, United States

3.1(7)

What Oxnard Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

California Pawn Shop Regulations

Interest Rate3% per month on unpaid principal (plus $3/month minimum charge)
Redemption Period4 months + 10-day grace period after notification
Regulated ByCalifornia Department of Justice, Secondhand Dealer and Pawnbroker Unit

California has among the most regulated pawn industries in the US. Interest is capped at 3% per month under Financial Code Section 21200. Pawnbrokers must obtain licenses through local law enforcement and maintain $100,000 in liquid assets or equivalent surety bond.

Tips for Visiting Pawn Shops in Oxnard

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Oxnard?

Common items include gold, electronics, tools, and jewelry.

Which pawn shops in Oxnard are well-reviewed?

Check out Saul's Loan & Jewelry and Pawn Dog Jewelry & Loan for well-reviewed options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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