Pawn Shops Heath

Heath has a few nearby pawn shops for quick cash or deals on used items. Many people pawn or sell gold, electronics, and tools in the area.

Heath, TX has 7 pawn shops in our directory. Top-rated options include Premier Plus Pawn, First Texas Pawn, and Premier Plus Pawn.

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First Texas Pawn

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522 N Grand Ave, Gainesville, TX 76240, United States

4.7(63)

Premier Plus Pawn

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7715 Wesley St, Greenville, TX 75402, United States

4.6(25)

Premier Plus Pawn

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813 W Moore Ave ste a, Terrell, TX 75160, United States

4.4(69)

Texas Cash and Pawn #3

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1701 Chico Hwy, Bridgeport, TX 76426, United States

pawn loansmerchandise sales
4.2(20)

First Cash Pawn

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1506 S Main St, Lindale, TX 75771, United States

pawn loansretail salesgold buyinglayaway
3.6(5)

TEXAS CASH AND PAWN #2

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1802 TX-16, Graham, TX 76450, United States

pawn loansmerchandise sales
3.3(13)

Bishop Pawn & Jewelry

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714 N Galloway Ave #105, Mesquite, TX 75149, United States

3.0(41)

What Heath Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Texas Pawn Shop Regulations

Interest Rate15-20% per month (small loans under $175); declining to 2.5% per month (larger amounts); rates adjusted annually by OCCC
Redemption Period30-day grace period after maturity
Regulated ByTexas Office of Consumer Credit Commissioner (OCCC)

Texas has among the most comprehensive pawn regulations under Finance Code Chapter 371. Pawn service charges vary by loan amount brackets updated annually for inflation. Pledgors have no personal liability beyond collateral and can redeem by mail.

Tips for Visiting Pawn Shops in Heath

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Heath?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Heath are well-reviewed?

Check out First Texas Pawn and Premier Plus Pawn for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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