Pawn Shops Garland

Garland has a solid selection of pawn shops for quick cash or deals. Many locals pawn or sell gold, electronics, and tools at these spots.

Garland, TX has 2 pawn shops in our directory. Top-rated options include Premier Plus Pawn.

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Premier Plus Pawn

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2029 S Garland Ave, Garland, TX 75041, United States

+1 469-367-0292 Website

4.5(51)

First Cash Pawn

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3121 S First St, Garland, TX 75041, United States

+1 972-278-8910 Website

pawn loansretail salesgold buyinglayaway

2.8(51)

What Garland Pawn Shops Accept

✓ Gold jewelry & watches
✓ Electronics (phones, laptops, tablets)
✓ Power tools (DeWalt, Milwaukee, Makita)
✓ Gaming consoles (PS5, Xbox, Nintendo)
✓ Musical instruments
✓ Firearms (where permitted)
✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Texas Pawn Shop Regulations

Interest Rate15-20% per month (small loans under $175); declining to 2.5% per month (larger amounts); rates adjusted annually by OCCC

Redemption Period30-day grace period after maturity

Regulated ByTexas Office of Consumer Credit Commissioner (OCCC)

Texas has among the most comprehensive pawn regulations under Finance Code Chapter 371. Pawn service charges vary by loan amount brackets updated annually for inflation. Pledgors have no personal liability beyond collateral and can redeem by mail.

Tips for Visiting Pawn Shops in Garland

1.Get quotes from multiple shops before deciding
2.Know your item's value - check eBay sold listings first
3.Bring valid government-issued ID (required by law)
4.Ask about interest rates and total repayment amount upfront
5.Keep your pawn ticket in a safe place
6.Ask about the redemption period and any grace periods
7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Garland?

Common items include gold, electronics, and tools at most local shops.

Which pawn shops in Garland are well-reviewed?

Check out Premier Plus Pawn and First Cash Pawn for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).