Pawn Shops Harvey

Harvey has a few pawn shops that cater to various needs. Many locals pawn or sell gold, electronics, and tools for fast cash.

Harvey, IL has 3 pawn shops in our directory. Top-rated options include EZPAWN (468 East 147th Street, Harvey), EZPAWN (468 East 147th Street, Harvey), and Cash America Pawn.

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EZPAWN (468 East 147th Street, Harvey)

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468 E 147th St, Harvey, IL 60426, United States

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4.8(756)

EZPAWN (468 East 147th Street, Harvey)

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468 E 147th St, Harvey, IL 60426, United States

pawn loansgold buyingonline shopretail merchandiselayawayinstant quote
4.8(756)

Cash America Pawn

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14715 S Halsted St, Harvey, IL 60426, United States

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4.1(62)

What Harvey Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Illinois Pawn Shop Regulations

Interest Rate3% per month (36% APR) plus service fees up to 20% of loan per month
Redemption Period30 days + 30-day grace period (60 days total)
Regulated ByIllinois Department of Financial and Professional Regulation (IDFPR)

Illinois pawnbrokers are licensed under the Pawnbroker Regulation Act of 2023 (205 ILCS 511). Interest is capped at 3% per month, but service fees up to one-fifth of loan amount allow total charges potentially reaching 240% APR. APR disclosure required on all tickets.

Tips for Visiting Pawn Shops in Harvey

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Harvey?

Common items include gold, electronics, and tools.

Which pawn shops in Harvey are well-reviewed?

Check out EZPAWN on East 147th Street and Cash America Pawn on South Halsted Street.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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