Pawn Shops Hammond

With 4 Pawn Shops in Hammond, you have good options to compare rates. Local shops average 4.4 stars. The highest-rated is EZPAWN (6752 Indianapolis Boulevard, Hammond) with 4.8 stars. Hammond has a solid selection of pawn shops for a city of its size.

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EZPAWN (6752 Indianapolis Boulevard, Hammond)

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6752 Indianapolis Blvd, Hammond, IN 46324, United States

pawn loansgold buyingonline shopretail merchandiselayawayproduct protection plan
4.8(969)

EZPAWN (6752 Indianapolis Boulevard, Hammond)

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6752 Indianapolis Blvd, Hammond, IN 46324, United States

pawn loansgold buyingonline shopretail merchandiselayawayproduct protection plan
4.8(968)

Hammond Super Pawn

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6715 Indianapolis Blvd, Hammond, IN 46324, United States

pawn loansbuying itemsselling itemsjewelry repaironline sales
4.1(134)

Cash America Pawn

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6817 Indianapolis Blvd, Hammond, IN 46324, United States

pawn loansretail salesgold buyinglayaway
3.8(54)

What Hammond Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Indiana Pawn Shop Regulations

Interest Rate36% APR (supervised lender rate) plus up to 20% servicing fee per month
Redemption Period60 days after loan maturity
Regulated ByIndiana Department of Financial Institutions

Indiana pawnbrokers are regulated under IC 28-7-5 and licensed by the Department of Financial Institutions. Interest follows the supervised lender cap under Uniform Consumer Credit Code with additional servicing fee. Minimum loan term is 1 month.

Tips for Visiting Pawn Shops in Hammond

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

How many Pawn Shops are in Hammond?

There are 4 Pawn Shops in Hammond, IN. We list all licensed pawn shops with addresses, hours, and customer reviews.

What do Pawn Shops in Hammond accept?

Hammond Pawn Shops typically accept gold and jewelry, electronics, tools, musical instruments, and other valuables. Each shop has different specialties - call ahead for specific items.

What percentage do Pawn Shops pay in Hammond?

Pawn Shops in Hammond typically offer 40-60% of an item's resale value for purchases, or 25-50% for pawn loans. Gold is usually priced at 40-60% of spot price. Get multiple quotes.

How long do I have to repay a pawn loan in Indiana?

In Indiana, the redemption period is 60 days after loan maturity. Interest rates are capped at 36% APR (supervised lender rate) plus up to 20% servicing fee per month. Always ask about extensions.

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