Pawn Shops Fort Smith

Fort Smith has several pawn shops for loans or selling items. Gold, electronics, and firearms are commonly pawned here.

Fort Smith, AR has 6 pawn shops in our directory. Top-rated options include Pawn Midland & Jewelry Co., Randy's Pawn Shop Inc., and Andy's Pawn & Gun Shop.

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Pawn Midland & Jewelry Co.

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2211 Midland Blvd, Fort Smith, AR 72904, United States

Updated Dec 17, 2025Report issue
4.8(61)

Andy's Pawn & Gun Shop

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2113 Dodson Ave, Fort Smith, AR 72901, United States

pawn loansbuy gold
Updated Dec 17, 2025Report issue
4.3(19)

Randy's Pawn Shop Inc.

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3200 Towson Ave, Fort Smith, AR 72901, United States

Updated Dec 17, 2025Report issue
4.2(38)

Pawn Stars Of Fort Smith LLC.

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5100 Towson Ave, Fort Smith, AR 72901, United States

Updated Dec 17, 2025Report issue
4.1(10)

1st Choice Pawn

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4011 Towson Ave, Fort Smith, AR 72901, United States

Updated Dec 17, 2025Report issue
3.9(19)

Cooper's Coin & Pawn Shop

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7100 US-271 S, Fort Smith, AR 72908, United States

Updated Dec 17, 2025Report issue
3.9(36)

What Fort Smith Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Arkansas Pawn Shop Regulations

Interest Rate17% per annum constitutional usury cap (Pawnbroker Act repealed 2021)
Redemption PeriodPer contract (not specifically regulated since 2021 repeal)
Regulated ByArkansas State Police; local law enforcement

Following 2021 repeal of Arkansas Pawnbroker Act, state-level licensing was eliminated. Pawnshops remain subject to general record-keeping under Title 12-12-103. The Arkansas Constitution 17% annual usury cap may apply, though enforcement is uncertain.

Tips for Visiting Pawn Shops in Fort Smith

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Fort Smith?

Common items include gold, electronics, and tools.

Which pawn shops in Fort Smith are well-reviewed?

Check out Pawn Midland & Jewelry Co. and Andy's Pawn & Gun Shop for trusted options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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