Pawn Shops Erlanger

We're still adding Pawn Shops in Erlanger. Check nearby cities or come back soon.

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What Erlanger Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Kentucky Pawn Shop Regulations

Interest Rate2% per month interest + up to 20% service fee per month (22% total)
Redemption PeriodUntil maturity + 10 days written notice of sale
Regulated ByLocal city/county governments (KRS Chapter 226)

Kentucky pawnbroker laws allow interest up to 2% per month plus service fees up to one-fifth of loan value monthly. After 60 days from maturity, pawnbrokers may sell items but must provide at least 10 days written notice. $1,000 surety bond required.

Tips for Visiting Pawn Shops in Erlanger

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

How many Pawn Shops are in Erlanger?

We're currently adding Pawn Shops in Erlanger. Check back soon or browse nearby cities.

What do Pawn Shops in Erlanger accept?

Erlanger Pawn Shops typically accept gold and jewelry, electronics, tools, musical instruments, and other valuables. Each shop has different specialties - call ahead for specific items.

What percentage do Pawn Shops pay in Erlanger?

Pawn Shops in Erlanger typically offer 40-60% of an item's resale value for purchases, or 25-50% for pawn loans. Gold is usually priced at 40-60% of spot price. Get multiple quotes.

How long do I have to repay a pawn loan in Kentucky?

In Kentucky, the redemption period is Until maturity + 10 days written notice of sale. Interest rates are capped at 2% per month interest + up to 20% service fee per month (22% total). Always ask about extensions.

Need More Cash?

Get a title loan - keep your car

Gold Prices