Pawn Shops Cincinnati

Cincinnati has a solid lineup of pawn shops for quick cash or discounted buys. Gold, electronics, and tools are among the most commonly pawned or sold items here.

Cincinnati, OH has 3 pawn shops in our directory. Top-rated options include The Money Vault Jewelry & Loan.

Loading map...

Disclosure: Contains affiliate links. Learn more

Filter by services

The Money Vault Jewelry & Loan

View details

2190 Queen City Ave, Cincinnati, OH 45214, United States

4.7(366)

Cash America Pawn

View details

4875 Reading Rd, Cincinnati, OH 45237, United States

pawn loansretail salesgold buyinglayaway
3.9(51)

Cash America Pawn

View details

5223 Glenway Ave, Cincinnati, OH 45238, United States

pawn loansretail salesgold buyinglayaway
3.7(110)

What Cincinnati Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Ohio Pawn Shop Regulations

Interest Rate5% per month (60% APR) plus up to $4/month storage fee
Redemption Period120 days (3 months non-payment + 30 days after mailed notice)
Regulated ByOhio Department of Commerce, Division of Financial Institutions

Ohio has comprehensive state-level pawnbroker regulation under ORC Chapter 4727. If pledgor fails to pay interest for 3 months, pawnbroker must send written notice giving 30 more days to redeem. Daily law enforcement reporting required.

Tips for Visiting Pawn Shops in Cincinnati

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Cincinnati?

Common items include gold jewelry, electronics like laptops or phones, and tools.

Which pawn shops in Cincinnati are well-reviewed?

Check out The Money Vault Jewelry & Loan and Cash America Pawn for trusted options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices