Pawn Shops Denison

Denison has a few solid pawn shops for quick cash or deals on used goods. Popular items to pawn or sell here include jewelry, electronics, and firearms.

Denison, TX has 2 pawn shops in our directory. Top-rated options include F & I Pawn Shop.

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F & I Pawn Shop

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700 W Main St, Denison, TX 75020, United States

+1 903-463-2266 Website

pawn loansgold buyingsilver buyinggold and silver exchangejewelry buyingantique jewelry buying

4.0(47)

F&I Pawn Shop

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5022 Texoma Pkwy, Denison, TX 75020, United States

+1 903-337-1641 Website

pawn loansgold buyingsilver buyinggold and silver exchangejewelry buyingcoin buying

3.1(15)

What Denison Pawn Shops Accept

✓ Gold jewelry & watches
✓ Electronics (phones, laptops, tablets)
✓ Power tools (DeWalt, Milwaukee, Makita)
✓ Gaming consoles (PS5, Xbox, Nintendo)
✓ Musical instruments
✓ Firearms (where permitted)
✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Texas Pawn Shop Regulations

Interest Rate15-20% per month (small loans under $175); declining to 2.5% per month (larger amounts); rates adjusted annually by OCCC

Redemption Period30-day grace period after maturity

Regulated ByTexas Office of Consumer Credit Commissioner (OCCC)

Texas has among the most comprehensive pawn regulations under Finance Code Chapter 371. Pawn service charges vary by loan amount brackets updated annually for inflation. Pledgors have no personal liability beyond collateral and can redeem by mail.

Tips for Visiting Pawn Shops in Denison

1.Get quotes from multiple shops before deciding
2.Know your item's value - check eBay sold listings first
3.Bring valid government-issued ID (required by law)
4.Ask about interest rates and total repayment amount upfront
5.Keep your pawn ticket in a safe place
6.Ask about the redemption period and any grace periods
7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Denison?

Common items include gold, electronics, and tools.

Which pawn shops in Denison are well-reviewed?

Check out F & I Pawn Shop on W Main St and F&I Pawn Shop on Texoma Pkwy.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).