Pawn Shops Prosper

In Prosper, pawn shops are a go-to for quick cash or affordable buys. Jewelry, electronics, and tools are some of the most commonly pawned or sold items around here.

Prosper, TX has 3 pawn shops in our directory. Top-rated options include EZPAWN (1354 West Main Street, Lewisville) and Highway 380 Pawn.

Loading map...

Disclosure: Contains affiliate links. Learn more

Filter by services

EZPAWN (1354 West Main Street, Lewisville)

View details

1354 W Main St, Lewisville, TX 75067, United States

pawn loansgold buyingfirearms loansfirearms buyingretail merchandise salesonline shop
4.8(805)

Highway 380 Pawn

View details

5510 E US Hwy 380, Princeton, TX 75407, United States

pawn loansinstant cash loansinterest free layawayffl transfersjewelry salesfirearms sales
4.5(338)

Frisco Jewelry & Loan Inc

View details

8901 Main St, Frisco, TX 75034, United States

3.2(101)

What Prosper Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Texas Pawn Shop Regulations

Interest Rate15-20% per month (small loans under $175); declining to 2.5% per month (larger amounts); rates adjusted annually by OCCC
Redemption Period30-day grace period after maturity
Regulated ByTexas Office of Consumer Credit Commissioner (OCCC)

Texas has among the most comprehensive pawn regulations under Finance Code Chapter 371. Pawn service charges vary by loan amount brackets updated annually for inflation. Pledgors have no personal liability beyond collateral and can redeem by mail.

Tips for Visiting Pawn Shops in Prosper

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Prosper?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Prosper are well-reviewed?

Check out EZPAWN and Highway 380 Pawn for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

ChristmasLoans.us - Request Now

Gold Prices