Pawn Shops Cross Lanes

Cross Lanes offers a few pawn shops for those looking to sell or get a loan. Gold, electronics, and tools are commonly pawned items around here.

Cross Lanes, WV has 1 pawn shops in our directory.

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KV Jewelry and Loan - Cross Lanes

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5474 Big Tyler Rd, Charleston, WV 25313, United States

3.2(45)

What Cross Lanes Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

West Virginia Pawn Shop Regulations

Interest RateNo state-specific cap (general usury 6-8%); local ordinances may apply
Redemption PeriodPer local ordinance and contract
Regulated ByLocal county/municipal governments; WV Division of Financial Institutions

West Virginia pawnbroker regulation is minimal at state level (Chapter 47, Article 26), focusing on record-keeping and law enforcement reporting. Counties and municipalities may adopt more restrictive ordinances. Records must be maintained 3 years.

Tips for Visiting Pawn Shops in Cross Lanes

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Cross Lanes?

Common items include gold, electronics, and tools.

Which pawn shops in Cross Lanes are well-reviewed?

Check out KV Jewelry and Loan - Cross Lanes for a reliable option.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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