Pawn Shops Ashland

Ashland has a solid lineup of pawn shops for buying, selling, or getting loans. Gold, electronics, and tools are some of the most common items people bring in.

Ashland, KY has 4 pawn shops in our directory. Top-rated options include Pawn Shop Express.

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Pawn Shop Express

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2166 Winchester Ave, Ashland, KY 41101, United States

4.2(51)

Pawn World

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2416 Winchester Ave, Ashland, KY 41101, United States

3.6(38)

D & D Pawn & Jewelry

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825 Winchester Ave #0, Ashland, KY 41101, United States

3.2(9)

Tri State Pawn & Jewelry

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4250 Winchester Ave, Ashland, KY 41101, United States

pawn loansgold buyingsilver buyinglayaway programs
3.1(88)

What Ashland Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Kentucky Pawn Shop Regulations

Interest Rate2% per month interest + up to 20% service fee per month (22% total)
Redemption PeriodUntil maturity + 10 days written notice of sale
Regulated ByLocal city/county governments (KRS Chapter 226)

Kentucky pawnbroker laws allow interest up to 2% per month plus service fees up to one-fifth of loan value monthly. After 60 days from maturity, pawnbrokers may sell items but must provide at least 10 days written notice. $1,000 surety bond required.

Tips for Visiting Pawn Shops in Ashland

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Ashland?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Ashland are well-reviewed?

Check out Pawn Shop Express and Pawn World for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices