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No pawn shops found yet.
What Chattanooga Pawn Shops Accept
- ✓ Gold jewelry & watches
- ✓ Electronics (phones, laptops, tablets)
- ✓ Power tools (DeWalt, Milwaukee, Makita)
- ✓ Gaming consoles (PS5, Xbox, Nintendo)
- ✓ Musical instruments
- ✓ Firearms (where permitted)
- ✓ Designer items
Acceptance varies by shop. Call ahead for specialty items or large quantities.
Tennessee Pawn Shop Regulations
Tennessee Pawnbrokers Act of 1988 (Title 45, Chapter 6, Part 2) requires insurance on pledged goods and detailed records with fingerprints. Loans cannot have maturity dates less than 30 days. Buy-sell agreements require minimum 60-day holding period.
Tips for Visiting Pawn Shops in Chattanooga
- 1.Get quotes from multiple shops before deciding
- 2.Know your item's value - check eBay sold listings first
- 3.Bring valid government-issued ID (required by law)
- 4.Ask about interest rates and total repayment amount upfront
- 5.Keep your pawn ticket in a safe place
- 6.Ask about the redemption period and any grace periods
- 7.Ask if they report to credit bureaus (most don't)
Frequently Asked Questions
How many Pawn Shops are in Chattanooga?
We're currently adding Pawn Shops in Chattanooga. Check back soon or browse nearby cities.
What do Pawn Shops in Chattanooga accept?
Chattanooga Pawn Shops typically accept gold and jewelry, electronics, tools, musical instruments, and other valuables. Each shop has different specialties - call ahead for specific items.
What percentage do Pawn Shops pay in Chattanooga?
Pawn Shops in Chattanooga typically offer 40-60% of an item's resale value for purchases, or 25-50% for pawn loans. Gold is usually priced at 40-60% of spot price. Get multiple quotes.
How long do I have to repay a pawn loan in Tennessee?
In Tennessee, the redemption period is 30 days after maturity date. Interest rates are capped at 2% per month interest + up to 20% service fee (22% total). Always ask about extensions.
Need More Cash?
Get a title loan - keep your car