Pawn Shops Collegedale

Collegedale and nearby areas have several pawn shops for quick cash or discounted items. Gold, electronics, and tools are commonly pawned or sold here.

Collegedale, TN has 6 pawn shops in our directory. Top-rated options include Bradley Barter & Pawn, EZPAWN (3601 Rossville Boulevard, Chattanooga), and EZPAWN (5712 Lee Highway, Chattanooga).

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J &M PAWN

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5821 Lee Hwy, Chattanooga, TN 37421, United States

4.9(45)

Bradley Barter & Pawn

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2275 Spring Place Rd SE, Cleveland, TN 37323, United States

4.8(587)

EZPAWN (5712 Lee Highway, Chattanooga)

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5712 Lee Hwy, Chattanooga, TN 37421, United States

pawn loansgold buyingonline shopretail merchandiselayawayproduct protection plan
4.7(313)

EZPAWN (3601 Rossville Boulevard, Chattanooga)

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3601 Rossville Blvd, Chattanooga, TN 37407, United States

pawn loansgold buyingfirearms loansfirearms buyingretail merchandise salesonline shop
4.6(335)

Cash America Pawn

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5220 Brainerd Rd, Chattanooga, TN 37411, United States

pawn loansbuy gold
3.0(52)

Household Pawn

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5220 Brainerd Rd, Chattanooga, TN 37411, United States

2.1(13)

What Collegedale Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Tennessee Pawn Shop Regulations

Interest Rate2% per month interest + up to 20% service fee (22% total)
Redemption Period30 days after maturity date
Regulated ByCounty Clerk (county where business operates)

Tennessee Pawnbrokers Act of 1988 (Title 45, Chapter 6, Part 2) requires insurance on pledged goods and detailed records with fingerprints. Loans cannot have maturity dates less than 30 days. Buy-sell agreements require minimum 60-day holding period.

Tips for Visiting Pawn Shops in Collegedale

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Collegedale?

Common items include gold jewelry, electronics like laptops or phones, and tools.

Which pawn shops in Collegedale are well-reviewed?

Check out J & M Pawn and Bradley Barter & Pawn for solid options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices