Pawn Shops Baytown

Baytown has a solid lineup of pawn shops for loans or selling items. Gold, electronics, and tools are among the most commonly pawned goods here.

Baytown, TX has 7 pawn shops in our directory. Top-rated options include EZPAWN (1900 Garth Road, Baytown) and EZPAWN (1900 Garth Road, Baytown).

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EZPAWN (1900 Garth Road, Baytown)

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1900 Garth Rd, Baytown, TX 77520, United States

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4.5(323)

EZPAWN (1900 Garth Road, Baytown)

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1900 Garth Rd, Baytown, TX 77520, United States

pawn loansbuy gold
4.5(323)

Action Pawn

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3318 N Main St, Baytown, TX 77521, United States

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3.7(65)

Cash America Pawn

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2713 N Alexander Dr, Baytown, TX 77520, United States

pawn loansretail salesgold buyinglayaway
3.4(57)

Cash America Pawn

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4400 Decker Dr, Baytown, TX 77520, United States

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2.6(36)

Cash America Pawn

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8933 TX-146, Baytown, TX 77523, United States

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2.5(31)

Fiesta Pawnshop

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5123 Garth Rd C, Baytown, TX 77521, United States

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2.4(43)

What Baytown Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Texas Pawn Shop Regulations

Interest Rate15-20% per month (small loans under $175); declining to 2.5% per month (larger amounts); rates adjusted annually by OCCC
Redemption Period30-day grace period after maturity
Regulated ByTexas Office of Consumer Credit Commissioner (OCCC)

Texas has among the most comprehensive pawn regulations under Finance Code Chapter 371. Pawn service charges vary by loan amount brackets updated annually for inflation. Pledgors have no personal liability beyond collateral and can redeem by mail.

Tips for Visiting Pawn Shops in Baytown

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Baytown?

Common items include gold jewelry, electronics like laptops or TVs, and tools like drills or saws.

Which pawn shops in Baytown are well-reviewed?

Check out EZPAWN on Garth Road and Action Pawn on N Main St for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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