Pawn Shops South Houston

South Houston has a solid lineup of pawn shops for buying, selling, or getting quick loans. Gold, electronics, and tools are commonly pawned items around here.

South Houston, TX has 3 pawn shops in our directory. Top-rated options include EZPAWN (12315 South Main Street, Houston), South Shaver Pawn shop, and Cash America Pawn.

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EZPAWN (12315 South Main Street, Houston)

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12315 S Main St, Houston, TX 77054, United States

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4.9(564)

South Shaver Pawn shop

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3716 Shaver St, South Houston, TX 77587, United States

pawn loansretail salesgold buyinglayaway
4.8(127)

Cash America Pawn

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910 Spencer Hwy, South Houston, TX 77587, United States

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4.0(29)

What South Houston Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Texas Pawn Shop Regulations

Interest Rate15-20% per month (small loans under $175); declining to 2.5% per month (larger amounts); rates adjusted annually by OCCC
Redemption Period30-day grace period after maturity
Regulated ByTexas Office of Consumer Credit Commissioner (OCCC)

Texas has among the most comprehensive pawn regulations under Finance Code Chapter 371. Pawn service charges vary by loan amount brackets updated annually for inflation. Pledgors have no personal liability beyond collateral and can redeem by mail.

Tips for Visiting Pawn Shops in South Houston

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in South Houston?

Common items include gold, electronics, and tools that shops often accept for loans or purchase.

Which pawn shops in South Houston are well-reviewed?

Check out EZPAWN on South Main Street and South Shaver Pawn shop for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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