Pawn Shops Swansea

Swansea offers a few reliable pawn shops for those needing fast cash or looking to buy discounted items. Gold, electronics, and jewelry are among the most commonly pawned or sold goods here.

Swansea has 1 pawn shops in our directory. Top-rated options include H&T Pawnbrokers.

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H&T Pawnbrokers

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256 Whitewalls, Swansea SA1 3BN

pawn loanspawn loan repaymentspawnbrokingsell your goldsell your watchtravel money
4.3(6)

What Swansea Pawn Shops Accept

  • Gold jewellery & watches
  • Electronics (phones, laptops, tablets)
  • Power tools
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Designer handbags
  • Antiques & collectibles

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Pawn Shop Rules in Wales

Interest RateNo statutory cap (typical 3-10% per month)
Redemption Period6 months minimum
Regulated ByFinancial Conduct Authority (FCA)

Wales follows identical regulations to England under the Consumer Credit Act 1974. Contracts are governed by the law of England and Wales. Borrowers who lose pawn receipts for loans over £75 must swear a statutory declaration to reclaim goods.

Tips for Visiting Pawn Shops in Swansea

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Check the shop is FCA authorised at register.fca.org.uk

Frequently Asked Questions

What can I pawn in Swansea?

Common items include gold, electronics, and tools, depending on the shop's policies.

Which pawn shops in Swansea are well-reviewed?

Consider visiting H&T Pawnbrokers for a trusted option.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Today's Gold Prices

Selling gold? Check current prices first.