Pawn Shops Cardiff

Cardiff offers several pawn shops for fast cash or affordable buys. Many locals pawn or sell gold, electronics, and musical instruments to cover unexpected expenses.

Cardiff has 5 pawn shops in our directory. Top-rated options include H&T Pawnbrokers.

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Fast Credit Pawnbrokers

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35 Albany Rd, Cardiff CF24 3LJ

pawn loanscurrency exchangegold buyingjewellery retailrepairs
5.0(4)

H&T Pawnbrokers

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5 Albany Rd, St Martin's Row, Cardiff CF24 3RP

pawn loanspawn loan repaymentspawnbrokingsell your goldsell your watchtravel money
4.8(105)

Deals (Wales) Ltd

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246 City Rd, Cardiff CF24 3JJ

buybacknew goods salesused goods salesmobile phone buybacks
3.8(33)

H&T Pawnbrokers

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140, 142 Cowbridge Rd E, Canton, Cardiff CF11 9ND

pawn loanspawn loan repaymentspawnbrokingsell your goldsell your watchtravel money
3.0(2)

H&T Pawnbrokers

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140, 142 Cowbridge Rd E, Canton, Cardiff CF11 9ND

pawn loanspawn loan repaymentspawnbrokingsell your goldsell your watchtravel money
3.0(2)

What Cardiff Pawn Shops Accept

  • Gold jewellery & watches
  • Electronics (phones, laptops, tablets)
  • Power tools
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Designer handbags
  • Antiques & collectibles

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Pawn Shop Rules in Wales

Interest RateNo statutory cap (typical 3-10% per month)
Redemption Period6 months minimum
Regulated ByFinancial Conduct Authority (FCA)

Wales follows identical regulations to England under the Consumer Credit Act 1974. Contracts are governed by the law of England and Wales. Borrowers who lose pawn receipts for loans over £75 must swear a statutory declaration to reclaim goods.

Tips for Visiting Pawn Shops in Cardiff

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Check the shop is FCA authorised at register.fca.org.uk

Frequently Asked Questions

What can I pawn in Cardiff?

Common items include gold, electronics, and tools, depending on the shop's policies.

Which pawn shops in Cardiff are well-reviewed?

Fast Credit Pawnbrokers and H&T Pawnbrokers are popular options worth checking out.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Today's Gold Prices

Selling gold? Check current prices first.