Pawn Shops Winter Springs

We're still adding Pawn Shops in Winter Springs. Check nearby cities or come back soon.

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What Winter Springs Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Florida Pawn Shop Regulations

Interest Rate25% per 30-day period (minimum $5)
Redemption Period30 days grace period after default date
Regulated ByFlorida Department of Agriculture and Consumer Services (FDACS)

Under Florida Pawnbroking Act (Chapter 539), pawnbrokers may charge up to 25% per 30-day period. Items automatically forfeit after 30 days past default date without notice. Florida requires a 30-day police hold on items to check for stolen property.

Tips for Visiting Pawn Shops in Winter Springs

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

How many Pawn Shops are in Winter Springs?

We're currently adding Pawn Shops in Winter Springs. Check back soon or browse nearby cities.

What do Pawn Shops in Winter Springs accept?

Winter Springs Pawn Shops typically accept gold and jewelry, electronics, tools, musical instruments, and other valuables. Each shop has different specialties - call ahead for specific items.

What percentage do Pawn Shops pay in Winter Springs?

Pawn Shops in Winter Springs typically offer 40-60% of an item's resale value for purchases, or 25-50% for pawn loans. Gold is usually priced at 40-60% of spot price. Get multiple quotes.

How long do I have to repay a pawn loan in Florida?

In Florida, the redemption period is 30 days grace period after default date. Interest rates are capped at 25% per 30-day period (minimum $5). Always ask about extensions.

Need More Cash?

Get a title loan - keep your car

Gold Prices