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5th Street Pawn LLC
View details906 E 5th St, Marysville, OH 43040, United States
Valley Pawn & Estate Jewelry
View details1464 Dellwood City Rd, Waynesville, NC 28786, United States
Loan Star Pawn Shop
View details69 E Main St, Xenia, OH 45385, United States
What Waynesville Pawn Shops Accept
- ✓ Gold jewelry & watches
- ✓ Electronics (phones, laptops, tablets)
- ✓ Power tools (DeWalt, Milwaukee, Makita)
- ✓ Gaming consoles (PS5, Xbox, Nintendo)
- ✓ Musical instruments
- ✓ Firearms (where permitted)
- ✓ Designer items
Acceptance varies by shop. Call ahead for specialty items or large quantities.
Ohio Pawn Shop Regulations
Ohio has comprehensive state-level pawnbroker regulation under ORC Chapter 4727. If pledgor fails to pay interest for 3 months, pawnbroker must send written notice giving 30 more days to redeem. Daily law enforcement reporting required.
Tips for Visiting Pawn Shops in Waynesville
- 1.Get quotes from multiple shops before deciding
- 2.Know your item's value - check eBay sold listings first
- 3.Bring valid government-issued ID (required by law)
- 4.Ask about interest rates and total repayment amount upfront
- 5.Keep your pawn ticket in a safe place
- 6.Ask about the redemption period and any grace periods
- 7.Ask if they report to credit bureaus (most don't)
Frequently Asked Questions
How many Pawn Shops are in Waynesville?
There are 5 Pawn Shops in Waynesville, OH. We list all licensed pawn shops with addresses, hours, and customer reviews.
What do Pawn Shops in Waynesville accept?
Waynesville Pawn Shops typically accept gold and jewelry, electronics, tools, musical instruments, and other valuables. Each shop has different specialties - call ahead for specific items.
What percentage do Pawn Shops pay in Waynesville?
Pawn Shops in Waynesville typically offer 40-60% of an item's resale value for purchases, or 25-50% for pawn loans. Gold is usually priced at 40-60% of spot price. Get multiple quotes.
How long do I have to repay a pawn loan in Ohio?
In Ohio, the redemption period is 120 days (3 months non-payment + 30 days after mailed notice). Interest rates are capped at 5% per month (60% APR) plus up to $4/month storage fee. Always ask about extensions.
