Pawn Shops Watkinsville

Watkinsville and nearby areas have several pawn shops for buying, selling, or pawning items. Gold, electronics, and firearms are commonly traded here.

Watkinsville, GA has 5 pawn shops in our directory. Top-rated options include Legacy Pawn and Jewelry, Gateway Jewelry & Pawn, and 441 PAWN & Online Gun Store.

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441 PAWN & Online Gun Store

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1402 Eatonton Rd Suite 400, Madison, GA 30650, United States

5.0(14)

Legacy Pawn and Jewelry

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400 Hawthorne Ave suite 1, Athens, GA 30606, United States

pawn loansgold buyingonline salesfirearms salesbuy/sell/trade
4.9(81)

Gateway Jewelry & Pawn

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401-7 North Ave, Athens, GA 30601, United States

pawn loansgold buyingfirearm transferswatch battery replacementjewelry repairjewelry evaluation
4.2(50)

Thornton's

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2830 Lexington Rd, Athens, GA 30605, United States

3.9(78)

Gateway Jewelry & Pawn

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3970 Atlanta Hwy Ste. A, Athens, GA 30606, United States

pawn loansgold buyingfirearm transferswatch battery replacementjewelry repairjewelry evaluation
3.8(24)

What Watkinsville Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Georgia Pawn Shop Regulations

Interest Rate25% per 30 days first 90 days; 12.5% per 30 days thereafter (minimums: $10/$5)
Redemption Period10 days grace (regular pawns); 30 days grace (vehicle/title pawns)
Regulated ByMunicipal authorities (local city/county licensing)

Georgia pawnbroker laws (O.C.G.A. §§44-12-130 through 44-12-138) allow municipalities to license pawnbrokers. Interest rates are tiered: 25% maximum first 90 days, dropping to 12.5% thereafter. Pledged goods forfeit automatically at grace period end.

Tips for Visiting Pawn Shops in Watkinsville

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Watkinsville?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Watkinsville are well-reviewed?

Check out 441 PAWN & Online Gun Store and Legacy Pawn and Jewelry for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices