Pawn Shops Waterloo

Waterloo locals often turn to pawn shops for quick cash or deals on used goods. Popular items to pawn or sell include jewelry, electronics, and musical instruments.

Waterloo, NY has 1 pawn shops in our directory. Top-rated options include Cash For Gold.

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Cash For Gold

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1579 Clark Street Rd, Auburn, NY 13021, United States

4.7(15)

What Waterloo Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

New York Pawn Shop Regulations

Interest Rate4% per month (48% APR)
Redemption Period4 months + 10-day grace period after notice
Regulated ByLocal government; NYC Dept. of Consumer and Worker Protection; NYS Comptroller

New York regulates collateral loan brokers under General Business Law Article 5. Sales may be cancelled within 5 business days. Jewelry and precious metal sales can be converted to loans within 14 days. Required signage must be posted in 1-inch letters.

Tips for Visiting Pawn Shops in Waterloo

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Waterloo?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Waterloo are well-reviewed?

Consider visiting Cash For Gold located nearby in Auburn.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices