Pawn Shops Wailuku

Wailuku offers a few solid pawn shops for buying, selling, or getting loans. Gold, jewelry, and electronics are among the most commonly pawned items here.

Wailuku, HI has 4 pawn shops in our directory. Top-rated options include Kamaaina Loan, Maui Pawn Shop, and Paradise Pawn Shop.

Loading map...

Disclosure: Contains affiliate links. Learn more

Filter by services

Kamaaina Loan

View details

96 N Market St, Wailuku, HI 96793, United States

pawn loansgold buyingsilver buyingjewelry buyingluxury handbags buyingluxury handbags selling
4.9(637)

Maui Pawn Shop

View details

98 N Market St, Wailuku, HI 96793, United States

pawn loansmla loansbuyingsellingonline salesappraisal services
4.7(67)

Paradise Pawn Shop

View details

30 N Market St, Wailuku, HI 96793, United States

4.2(5)

F & a Inc

View details

94 b N Market St, Wailuku, HI 96793, United States

3.0(4515)

What Wailuku Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Hawaii Pawn Shop Regulations

Interest RateNo specific pawn cap; general usury 10% per year; consumer credit up to 24% per year (2% per month)
Redemption PeriodLoan term + 30-day holding period after maturity
Regulated ByCounty treasurers (Hawaii County, Maui County, Honolulu); regulated under HRS Chapter 445 Part V

Hawaii pawnbroker licensing is handled at county level, not state level. Holding period is not less than 30 days after maturity during which customer may redeem goods. Dealers must retain items 15 days before altering or disposing. Dual statutory compliance required.

Tips for Visiting Pawn Shops in Wailuku

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Wailuku?

Common items include gold, jewelry, electronics, and tools.

Which pawn shops in Wailuku are well-reviewed?

Kamaaina Loan and Maui Pawn Shop are popular options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

ChristmasLoans.us - Request Now

Gold Prices