Pawn Shops Victoria

Victoria has a solid selection of pawn shops for buying, selling, or getting loans. Jewelry, electronics, and tools are some of the most commonly pawned items around here.

Victoria, TX has 7 pawn shops in our directory. Top-rated options include EZPAWN (3002 North Navarro Street, Victoria), EZPAWN (3002 North Navarro Street, Victoria), and Platinum Pawn & Jewelry.

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EZPAWN (3002 North Navarro Street, Victoria)

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3002 N Navarro St, Victoria, TX 77901, United States

pawn loansgold buyingfirearms loansfirearms buyingretail merchandise saleslayaway
4.9(371)

EZPAWN (3002 North Navarro Street, Victoria)

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3002 N Navarro St, Victoria, TX 77901, United States

pawn loansgold buyingfirearms buyingfirearms loansretail merchandise saleslayaway
4.9(371)

Platinum Pawn & Jewelry

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2310 N Navarro St B, Victoria, TX 77901, United States

pawn loanscash loansshort-term loanssecured loansbuy/sell/tradefirearms sales
4.9(119)

Victoria Pawn & Jewelry Co

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901 E Rio Grande St, Victoria, TX 77901, United States

4.7(20)

First Cash Pawn

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4102 N Navarro St A, Victoria, TX 77901, United States

pawn loansretail salesgold buyinglayaway
4.0(27)

Sam Houston Pawn and Jewelry

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1701 Sam Houston Dr, Victoria, TX 77901, United States

3.8(16)

Cash America Pawn

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6908 N Navarro St, Victoria, TX 77904, United States

pawn loansretail salesgold buyinglayaway
3.8(23)

What Victoria Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Texas Pawn Shop Regulations

Interest Rate15-20% per month (small loans under $175); declining to 2.5% per month (larger amounts); rates adjusted annually by OCCC
Redemption Period30-day grace period after maturity
Regulated ByTexas Office of Consumer Credit Commissioner (OCCC)

Texas has among the most comprehensive pawn regulations under Finance Code Chapter 371. Pawn service charges vary by loan amount brackets updated annually for inflation. Pledgors have no personal liability beyond collateral and can redeem by mail.

Tips for Visiting Pawn Shops in Victoria

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Victoria?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Victoria are well-reviewed?

Check out EZPAWN on North Navarro Street and Platinum Pawn & Jewelry for solid options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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