Pawn Shops Vernal

Vernal has a few pawn shops that cater to locals needing fast cash or looking to buy discounted goods. Gold, electronics, and tools are commonly pawned or sold here.

Vernal, UT has 1 pawn shops in our directory.

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630 W Main St, Vernal, UT 84078, United States

pawn loansfirearm salesfirearm transferssuppressors & nfa itemsmusic schoolinstrument rentals
3.9(40)

What Vernal Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Utah Pawn Shop Regulations

Interest RateNo state cap (exempt from usury laws); typical market rates 7-20% for first 30 days
Redemption PeriodPer contract terms (no statutory minimum)
Regulated ByUtah Division of Consumer Protection; Local municipalities

Utah has no usury limit for pawnbrokers—they may set any interest rate. All pawnshops must register annually with Division of Consumer Protection and upload transaction data to central database. Law enforcement holds can extend up to 90 days with possible extensions.

Tips for Visiting Pawn Shops in Vernal

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Vernal?

Common items include gold, electronics, and tools.

Which pawn shops in Vernal are well-reviewed?

Check out Jiffy's on W Main St for a reliable option.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices