Pawn Shops Union

Union has a few solid pawn shops for quick cash or discounted items. Jewelry, electronics, and tools are often pawned or sold here.

Union, NJ has 3 pawn shops in our directory. Top-rated options include Union County Exchange and William S. Rich & Son.

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Union Pawn Shop

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2290 US-22, Union, NJ 07083, United States

5.0(2)

Union County Exchange

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1173 Elizabeth Ave, Elizabeth, NJ 07201, United States

4.8(123)

William S. Rich & Son

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1000 Stuyvesant Ave., Union, NJ 07083, United States

pawn loansbuy sell & tradejewelry repairdiamond testinggold testingluxury bag certification
4.2(39)

What Union Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

New Jersey Pawn Shop Regulations

Interest Rate4.5% per month (54% APR)
Redemption Period12 months
Regulated ByNew Jersey Department of Banking and Insurance

New Jersey pawnbrokers are licensed under N.J.S.A. 45:22-1 et seq. The 12-month redemption period is among the longest in the nation. Pawnbrokers must file annual reports, submit daily police reports of pledges and redemptions, and maintain a $1,000 surety bond.

Tips for Visiting Pawn Shops in Union

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Union?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Union are well-reviewed?

Check out Union Pawn Shop and Union County Exchange for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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