Pawn Shops Troy
Troy, IL, and nearby areas have several pawn shops for buying, selling, or getting loans. Jewelry, electronics, and tools are commonly pawned items here.
Troy, IL has 6 pawn shops in our directory. Top-rated options include Pawn Express of Troy, Monster Pawn Superstore, and Mid-American Pawn & Jewelry.
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Pawn Express of Troy
View details830A US-231, Troy, AL 36081, United States
Mid-American Pawn & Jewelry
View details2825 N Center St, Maryville, IL 62062, United States
Monster Pawn Superstore
View details1610 R T Dunn Dr, Bloomington, IL 61701, United States
Sam's Pawn Shop
View details208 E Broadway, Alton, IL 62002, United States
What Troy Pawn Shops Accept
- ✓ Gold jewelry & watches
- ✓ Electronics (phones, laptops, tablets)
- ✓ Power tools (DeWalt, Milwaukee, Makita)
- ✓ Gaming consoles (PS5, Xbox, Nintendo)
- ✓ Musical instruments
- ✓ Firearms (where permitted)
- ✓ Designer items
Acceptance varies by shop. Call ahead for specialty items or large quantities.
Illinois Pawn Shop Regulations
Illinois pawnbrokers are licensed under the Pawnbroker Regulation Act of 2023 (205 ILCS 511). Interest is capped at 3% per month, but service fees up to one-fifth of loan amount allow total charges potentially reaching 240% APR. APR disclosure required on all tickets.
Tips for Visiting Pawn Shops in Troy
- 1.Get quotes from multiple shops before deciding
- 2.Know your item's value - check eBay sold listings first
- 3.Bring valid government-issued ID (required by law)
- 4.Ask about interest rates and total repayment amount upfront
- 5.Keep your pawn ticket in a safe place
- 6.Ask about the redemption period and any grace periods
- 7.Ask if they report to credit bureaus (most don't)
Frequently Asked Questions
What can I pawn in Troy?
Common items include gold, electronics, and tools.
Which pawn shops in Troy are well-reviewed?
Check out Pawn Express of Troy and Mid-American Pawn & Jewelry for trusted options.
How much can I get for gold?
Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.
What ID do I need?
Valid government-issued photo ID (driver's license, passport, or state ID).
