Pawn Shops Toledo

We're still adding Pawn Shops in Toledo. Check nearby cities or come back soon. Toledo's pawn shops serve a metro area of 491k+ residents.

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What Toledo Pawn Shops Accept

✓ Gold jewelry & watches
✓ Electronics (phones, laptops, tablets)
✓ Power tools (DeWalt, Milwaukee, Makita)
✓ Gaming consoles (PS5, Xbox, Nintendo)
✓ Musical instruments
✓ Firearms (where permitted)
✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Ohio Pawn Shop Regulations

Interest Rate5% per month (60% APR) plus up to $4/month storage fee

Redemption Period120 days (3 months non-payment + 30 days after mailed notice)

Regulated ByOhio Department of Commerce, Division of Financial Institutions

Ohio has comprehensive state-level pawnbroker regulation under ORC Chapter 4727. If pledgor fails to pay interest for 3 months, pawnbroker must send written notice giving 30 more days to redeem. Daily law enforcement reporting required.

Tips for Visiting Pawn Shops in Toledo

1.Get quotes from multiple shops before deciding
2.Know your item's value - check eBay sold listings first
3.Bring valid government-issued ID (required by law)
4.Ask about interest rates and total repayment amount upfront
5.Keep your pawn ticket in a safe place
6.Ask about the redemption period and any grace periods
7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

How many Pawn Shops are in Toledo?

We're currently adding Pawn Shops in Toledo. Check back soon or browse nearby cities.

What do Pawn Shops in Toledo accept?

Toledo Pawn Shops typically accept gold and jewelry, electronics, tools, musical instruments, and other valuables. Each shop has different specialties - call ahead for specific items.

What percentage do Pawn Shops pay in Toledo?

Pawn Shops in Toledo typically offer 40-60% of an item's resale value for purchases, or 25-50% for pawn loans. Gold is usually priced at 40-60% of spot price. Get multiple quotes.

How long do I have to repay a pawn loan in Ohio?

In Ohio, the redemption period is 120 days (3 months non-payment + 30 days after mailed notice). Interest rates are capped at 5% per month (60% APR) plus up to $4/month storage fee. Always ask about extensions.