Pawn Shops Texas City

Texas City has a solid lineup of pawn shops for quick cash or discounted items. Jewelry, electronics, and tools are some of the most common things people bring in to pawn or sell.

Texas City, TX has 5 pawn shops in our directory. Top-rated options include Easy $ Cash Pawn & Jewelry (2001 Texas Avenue, Texas City), EZPAWN (3420 Palmer Highway, Texas City), and Easy $ Cash Pawn & Jewelry (12430 Hwy 6, Santa Fe).

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Easy $ Cash Pawn & Jewelry (2001 Texas Avenue, Texas City)

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2001 Texas Ave, Texas City, TX 77590, United States

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4.9(526)

EZPAWN (3420 Palmer Highway, Texas City)

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3420 Palmer Hwy Ste D, Texas City, TX 77590, United States

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4.8(464)

Easy $ Cash Pawn & Jewelry (12430 Hwy 6, Santa Fe)

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12430 Hwy 6, Santa Fe, TX 77510, United States

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4.8(274)

Quik Pawn

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2728 Palmer Hwy, Texas City, TX 77590, United States

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4.5(93)

Amex Pawn 2

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3031 Palmer Hwy, Texas City, TX 77590, United States

3.0(38)

What Texas City Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Texas Pawn Shop Regulations

Interest Rate15-20% per month (small loans under $175); declining to 2.5% per month (larger amounts); rates adjusted annually by OCCC
Redemption Period30-day grace period after maturity
Regulated ByTexas Office of Consumer Credit Commissioner (OCCC)

Texas has among the most comprehensive pawn regulations under Finance Code Chapter 371. Pawn service charges vary by loan amount brackets updated annually for inflation. Pledgors have no personal liability beyond collateral and can redeem by mail.

Tips for Visiting Pawn Shops in Texas City

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Texas City?

Common items include gold, electronics, and tools at most local shops.

Which pawn shops in Texas City are well-reviewed?

Check out Easy $ Cash Pawn & Jewelry on Texas Avenue and EZPAWN on Palmer Highway for trusted options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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