Pawnshops Finder

Pawn Shops Texarkana

Texarkana has a variety of pawn shops for quick cash or discounted items. Gold, electronics, and tools are commonly pawned or sold here.

Texarkana, TX has 3 pawn shops in our directory. Top-rated options include EZPAWN (3923 North State Line Avenue, Texarkana) and Cash America Pawn.

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EZPAWN (3923 North State Line Avenue, Texarkana)

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3923 N State Line Ave, Texarkana, TX 75503, United States

+1 903-793-8208Website
pawn loansgold buyingfirearms loansfirearms buyingretail merchandise salesonline shop
4.8(209)

Cash America Pawn

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3501 N State Line Ave, Texarkana, TX 75503, United States

+1 903-794-2020Website
pawn loansretail salesgold buyinglayaway
4.3(24)

Cash America Pawn

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2826 New Boston Rd, Texarkana, TX 75501, United States

+1 903-838-2121Website
pawn loansretail salesgold buyinglayaway
3.7(24)

What Texarkana Pawn Shops Accept

  • ✓ Gold jewelry & watches
  • ✓ Electronics (phones, laptops, tablets)
  • ✓ Power tools (DeWalt, Milwaukee, Makita)
  • ✓ Gaming consoles (PS5, Xbox, Nintendo)
  • ✓ Musical instruments
  • ✓ Firearms (where permitted)
  • ✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Texas Pawn Shop Regulations

Interest Rate15-20% per month (small loans under $175); declining to 2.5% per month (larger amounts); rates adjusted annually by OCCC
Redemption Period30-day grace period after maturity
Regulated ByTexas Office of Consumer Credit Commissioner (OCCC)

Texas has among the most comprehensive pawn regulations under Finance Code Chapter 371. Pawn service charges vary by loan amount brackets updated annually for inflation. Pledgors have no personal liability beyond collateral and can redeem by mail.

Tips for Visiting Pawn Shops in Texarkana

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Texarkana?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Texarkana are well-reviewed?

Check out EZPAWN and Cash America Pawn for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices

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