Pawn Shops Temecula

Temecula offers a few solid pawn shops for buying, selling, or getting loans. Gold, jewelry, and electronics are commonly pawned items around here.

Temecula, CA has 3 pawn shops in our directory. Top-rated options include LOODA HOUSE PAWN and Gold Xchange.

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LOODA HOUSE PAWN

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26015 Jefferson Ave B, Murrieta, CA 92562, United States

pawn loansfinancingexpert appraisalsonline saleslive auction
4.9(105)

Gold Xchange

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27315 Jefferson Ave Suite B, Temecula, CA 92590, United States

pawn loansgold buyingjewelry buyingelectronics buyingmusical instruments buyingretail sales
4.4(17)

Pawn Shop

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Temecula, CA 92590, United States

3.0(4)

What Temecula Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

California Pawn Shop Regulations

Interest Rate3% per month on unpaid principal (plus $3/month minimum charge)
Redemption Period4 months + 10-day grace period after notification
Regulated ByCalifornia Department of Justice, Secondhand Dealer and Pawnbroker Unit

California has among the most regulated pawn industries in the US. Interest is capped at 3% per month under Financial Code Section 21200. Pawnbrokers must obtain licenses through local law enforcement and maintain $100,000 in liquid assets or equivalent surety bond.

Tips for Visiting Pawn Shops in Temecula

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Temecula?

Common items include gold, electronics, and tools.

Which pawn shops in Temecula are well-reviewed?

Check out Gold Xchange and LOODA HOUSE PAWN for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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