Pawn Shops St. Joseph
St. Joseph has a solid lineup of pawn shops for quick cash or deals on used goods. Many locals pawn or sell gold, electronics, and tools to cover unexpected expenses.
St. Joseph, MO has 2 pawn shops in our directory. Top-rated options include American Gold Mine.
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American Gold Mine
View details2102 S Belt Hwy, St Joseph, MO 64507, United States
Pawn Plus
View details106 S Belt Hwy, St Joseph, MO 64506, United States
What St. Joseph Pawn Shops Accept
- ✓ Gold jewelry & watches
- ✓ Electronics (phones, laptops, tablets)
- ✓ Power tools (DeWalt, Milwaukee, Makita)
- ✓ Gaming consoles (PS5, Xbox, Nintendo)
- ✓ Musical instruments
- ✓ Firearms (where permitted)
- ✓ Designer items
Acceptance varies by shop. Call ahead for specialty items or large quantities.
Missouri Pawn Shop Regulations
Missouri pawn shops are licensed at municipal level under Chapter 367 of Missouri Revised Statutes. Maximum interest rate is 2% per month on secured personal credit loans, plus reasonable storage and security charges. Detailed receipts with all loan terms required.
Tips for Visiting Pawn Shops in St. Joseph
- 1.Get quotes from multiple shops before deciding
- 2.Know your item's value - check eBay sold listings first
- 3.Bring valid government-issued ID (required by law)
- 4.Ask about interest rates and total repayment amount upfront
- 5.Keep your pawn ticket in a safe place
- 6.Ask about the redemption period and any grace periods
- 7.Ask if they report to credit bureaus (most don't)
Frequently Asked Questions
What can I pawn in St. Joseph?
Common items include gold jewelry, electronics like laptops or phones, and tools.
Which pawn shops in St. Joseph are well-reviewed?
Check out American Gold Mine and Pawn Plus for reliable options.
How much can I get for gold?
Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.
What ID do I need?
Valid government-issued photo ID (driver's license, passport, or state ID).
