Pawn Shops St. Cloud
St. Cloud has a few solid pawn shops for buying, selling, or getting loans. Gold, electronics, and jewelry are commonly pawned items here.
St. Cloud, FL has 3 pawn shops in our directory. Top-rated options include La Familia Pawn and Jewelry, La Familia Pawn and Jewelry, and Value Pawn & Jewelry (4211 13th Street, St Cloud).
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La Familia Pawn and Jewelry
View details340 E 13th St, St Cloud, FL 34769, United States
La Familia Pawn and Jewelry
View details924 13th St, St Cloud, FL 34769, United States
Value Pawn & Jewelry (4211 13th Street, St Cloud)
View details4211 13th St, St Cloud, FL 34769, United States
What St. Cloud Pawn Shops Accept
- ✓ Gold jewelry & watches
- ✓ Electronics (phones, laptops, tablets)
- ✓ Power tools (DeWalt, Milwaukee, Makita)
- ✓ Gaming consoles (PS5, Xbox, Nintendo)
- ✓ Musical instruments
- ✓ Firearms (where permitted)
- ✓ Designer items
Acceptance varies by shop. Call ahead for specialty items or large quantities.
Florida Pawn Shop Regulations
Under Florida Pawnbroking Act (Chapter 539), pawnbrokers may charge up to 25% per 30-day period. Items automatically forfeit after 30 days past default date without notice. Florida requires a 30-day police hold on items to check for stolen property.
Tips for Visiting Pawn Shops in St. Cloud
- 1.Get quotes from multiple shops before deciding
- 2.Know your item's value - check eBay sold listings first
- 3.Bring valid government-issued ID (required by law)
- 4.Ask about interest rates and total repayment amount upfront
- 5.Keep your pawn ticket in a safe place
- 6.Ask about the redemption period and any grace periods
- 7.Ask if they report to credit bureaus (most don't)
Frequently Asked Questions
What can I pawn in St. Cloud?
Common items include gold, electronics, jewelry, and tools.
Which pawn shops in St. Cloud are well-reviewed?
Check out La Familia Pawn and Jewelry and Value Pawn & Jewelry for trusted options.
How much can I get for gold?
Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.
What ID do I need?
Valid government-issued photo ID (driver's license, passport, or state ID).
