Pawn Shops St. Clair Shores

St. Clair Shores has a few solid pawn shops for buying, selling, or getting loans on items. Gold, electronics, and tools are commonly pawned or sold here.

St. Clair Shores, MI has 3 pawn shops in our directory. Top-rated options include Motor City Pawn Brokers and The Cash Exchange Auto Pawn.

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Motor City Pawn Brokers

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26510 Gratiot Ave, Roseville, MI 48066, United States

4.8(1326)

The Cash Exchange Auto Pawn

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35732 Groesbeck Hwy, Clinton Township, MI 48035, United States

pawn loansauto pawncollateral loansvehicle salesfirearms salesonline sales
4.6(22)

Jackpot Pawnshop

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33665 Groesbeck Hwy, Fraser, MI 48026, United States

pawn loansgold buyingsilver buyingjewelry buyingelectronics salestools sales
3.9(85)

What St. Clair Shores Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Michigan Pawn Shop Regulations

Interest Rate3% per month (36% APR) plus $3/month storage fee
Redemption Period90 days (3 months)
Regulated ByLocal Government Chief Executive Officer (city/town level)

Michigan pawnbrokers are regulated under Act 273 of 1917 (MCL 446.201-446.219). Interest exceeding 3% per month renders the loan void—borrower owes nothing and pawnbroker must surrender item. Storage fees of $3/month and usage fees of $1/month permitted.

Tips for Visiting Pawn Shops in St. Clair Shores

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in St. Clair Shores?

Common items include gold jewelry, electronics like laptops or phones, and tools.

Which pawn shops in St. Clair Shores are well-reviewed?

Check out Motor City Pawn Brokers and The Cash Exchange Auto Pawn for trusted options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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