Pawn Shops St. Augustine

St. Augustine has a solid selection of pawn shops for buying, selling, or getting loans. Gold, electronics, and jewelry are commonly pawned items here.

St. Augustine, FL has 4 pawn shops in our directory. Top-rated options include Lending Bear, Florida Cash Inc., and 312 Pawn.

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Florida Cash Inc.

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181 King St, St. Augustine, FL 32084, United States

pawn loansbuy/sell goldjewelry loanselectronics salesbuy/sell jewelrybuy/sell silver
Updated Feb 4, 2026Report issue
4.9(367)

Lending Bear

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125 State Rd 207 Ste 1, St. Augustine, FL 32084, United States

Updated Feb 4, 2026Report issue
4.9(407)

Olde City Jewelry & Pawn

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2590 U.S. Rte 1 South, St. Augustine, FL 32086, United States

Updated Feb 4, 2026Report issue
4.7(68)

312 Pawn

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1955 A1A S, St. Augustine, FL 32080, United States

pawn loansbuy/sell/trade
Updated Feb 4, 2026Report issue
4.2(86)

What St. Augustine Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Florida Pawn Shop Regulations

Interest Rate25% per 30-day period (minimum $5)
Redemption Period30 days grace period after default date
Regulated ByFlorida Department of Agriculture and Consumer Services (FDACS)

Under Florida Pawnbroking Act (Chapter 539), pawnbrokers may charge up to 25% per 30-day period. Items automatically forfeit after 30 days past default date without notice. Florida requires a 30-day police hold on items to check for stolen property.

Tips for Visiting Pawn Shops in St. Augustine

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in St. Augustine?

Common items include gold, electronics, and tools, depending on the shop's policies.

Which pawn shops in St. Augustine are well-reviewed?

Check out Lending Bear and Florida Cash Inc. for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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