Pawn Shops Spanaway

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What Spanaway Pawn Shops Accept

✓ Gold jewelry & watches
✓ Electronics (phones, laptops, tablets)
✓ Power tools (DeWalt, Milwaukee, Makita)
✓ Gaming consoles (PS5, Xbox, Nintendo)
✓ Musical instruments
✓ Firearms (where permitted)
✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Washington Pawn Shop Regulations

Interest Rate4% per 30-day period (loans ≥$100); tiered flat rates for smaller loans

Redemption Period90 days (includes date of loan)

Regulated ByLocal governments (cities/counties); state law under RCW Chapter 19.60

Washington pawnbrokers are regulated under RCW 19.60 with interest rates set by statute. Standard loan term is 90 days, after which unredeemed items automatically transfer to pawnbroker. Additional document preparation and storage fees permitted ($5 each).

Tips for Visiting Pawn Shops in Spanaway

1.Get quotes from multiple shops before deciding
2.Know your item's value - check eBay sold listings first
3.Bring valid government-issued ID (required by law)
4.Ask about interest rates and total repayment amount upfront
5.Keep your pawn ticket in a safe place
6.Ask about the redemption period and any grace periods
7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

How many Pawn Shops are in Spanaway?

We're currently adding Pawn Shops in Spanaway. Check back soon or browse nearby cities.

What do Pawn Shops in Spanaway accept?

Spanaway Pawn Shops typically accept gold and jewelry, electronics, tools, musical instruments, and other valuables. Each shop has different specialties - call ahead for specific items.

What percentage do Pawn Shops pay in Spanaway?

Pawn Shops in Spanaway typically offer 40-60% of an item's resale value for purchases, or 25-50% for pawn loans. Gold is usually priced at 40-60% of spot price. Get multiple quotes.

How long do I have to repay a pawn loan in Washington?

In Washington, the redemption period is 90 days (includes date of loan). Interest rates are capped at 4% per 30-day period (loans ≥$100); tiered flat rates for smaller loans. Always ask about extensions.

Need More Cash?

Get a title loan - keep your car