Pawn Shops Shaker Heights

Shaker Heights and nearby areas have several pawn shops for buying, selling, or getting loans. Gold, jewelry, and electronics are commonly pawned items around here.

Shaker Heights, OH has 2 pawn shops in our directory. Top-rated options include Cash America Pawn and Read's Jewelry and Loan.

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Read's Jewelry and Loan

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1466 St Clair Ave NE, Cleveland, OH 44114, United States

+1 216-621-1349

4.6(68)

Cash America Pawn

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12700 Rockside Rd, Garfield Heights, OH 44125, United States

+1 216-581-4650 Website

pawn loansretail salesgold buyinglayaway

4.2(113)

What Shaker Heights Pawn Shops Accept

✓ Gold jewelry & watches
✓ Electronics (phones, laptops, tablets)
✓ Power tools (DeWalt, Milwaukee, Makita)
✓ Gaming consoles (PS5, Xbox, Nintendo)
✓ Musical instruments
✓ Firearms (where permitted)
✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Ohio Pawn Shop Regulations

Interest Rate5% per month (60% APR) plus up to $4/month storage fee

Redemption Period120 days (3 months non-payment + 30 days after mailed notice)

Regulated ByOhio Department of Commerce, Division of Financial Institutions

Ohio has comprehensive state-level pawnbroker regulation under ORC Chapter 4727. If pledgor fails to pay interest for 3 months, pawnbroker must send written notice giving 30 more days to redeem. Daily law enforcement reporting required.

Tips for Visiting Pawn Shops in Shaker Heights

1.Get quotes from multiple shops before deciding
2.Know your item's value - check eBay sold listings first
3.Bring valid government-issued ID (required by law)
4.Ask about interest rates and total repayment amount upfront
5.Keep your pawn ticket in a safe place
6.Ask about the redemption period and any grace periods
7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Shaker Heights?

Common items include gold, jewelry, electronics, and tools.

Which pawn shops in Shaker Heights are well-reviewed?

Check out Read's Jewelry and Loan and Cash America Pawn for solid options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).