Pawn Shops Severna Park

Severna Park has a few pawn shops that cater to locals needing fast cash or looking to buy discounted goods. Common items like jewelry, electronics, and musical instruments are often pawned or sold here.

We're still building our directory for Severna Park, MD. Check back soon for local pawn shops.

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What Severna Park Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Maryland Pawn Shop Regulations

Interest RateNo state cap (typical market rates 12-25% per month)
Redemption PeriodPer contract (typically 22-30 days)
Regulated ByMaryland DLLR, Division of Occupational and Professional Licensing

Maryland pawnbrokers are licensed as Secondhand Precious Metal Object Dealers under Business Regulation Title 12. The state primarily regulates record-keeping and stolen property prevention rather than consumer loan terms. Local counties may establish additional regulations.

Tips for Visiting Pawn Shops in Severna Park

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Severna Park?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Severna Park are well-reviewed?

Check our listings above.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices