Pawn Shops Semmes

Semmes offers a few solid pawn shops for quick cash or bargain hunting. Many locals pawn or sell items like jewelry, firearms, and electronics to cover unexpected expenses.

Semmes, AL has 2 pawn shops in our directory. Top-rated options include Trooper Pawn & Gun.

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Trooper Pawn & Gun

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8965 Moffett Rd, Semmes, AL 36575, United States

4.6(36)

Eddie's Wholesale Jewelry

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8965 Moffett Rd, Semmes, AL 36575, United States

pawn loansbuy gold
3.4(18)

What Semmes Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Alabama Pawn Shop Regulations

Interest Rate25% per month (bundled pawnshop charge)
Redemption Period30 days grace period after maturity date
Regulated ByAlabama State Banking Department

Alabama Pawnshop Act (Title 5, Chapter 19A) bundles all charges into a single pawnshop charge capped at 25% of principal per month. Pledged goods automatically forfeit if not redeemed within 30 days following maturity—no additional notice required.

Tips for Visiting Pawn Shops in Semmes

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Semmes?

Common items include gold, electronics, tools, and firearms depending on the shop's focus.

Which pawn shops in Semmes are well-reviewed?

Check out Trooper Pawn & Gun and Eddie's Wholesale Jewelry for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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