Disclosure: This page contains affiliate links. We may receive compensation when you click certain links. This does not influence our recommendations.Contains affiliate links. Learn more
No pawn shops found yet.
What Saratoga Springs Pawn Shops Accept
- ✓ Gold jewelry & watches
- ✓ Electronics (phones, laptops, tablets)
- ✓ Power tools (DeWalt, Milwaukee, Makita)
- ✓ Gaming consoles (PS5, Xbox, Nintendo)
- ✓ Musical instruments
- ✓ Firearms (where permitted)
- ✓ Designer items
Acceptance varies by shop. Call ahead for specialty items or large quantities.
Utah Pawn Shop Regulations
Utah has no usury limit for pawnbrokers—they may set any interest rate. All pawnshops must register annually with Division of Consumer Protection and upload transaction data to central database. Law enforcement holds can extend up to 90 days with possible extensions.
Tips for Visiting Pawn Shops in Saratoga Springs
- 1.Get quotes from multiple shops before deciding
- 2.Know your item's value - check eBay sold listings first
- 3.Bring valid government-issued ID (required by law)
- 4.Ask about interest rates and total repayment amount upfront
- 5.Keep your pawn ticket in a safe place
- 6.Ask about the redemption period and any grace periods
- 7.Ask if they report to credit bureaus (most don't)
Frequently Asked Questions
How many Pawn Shops are in Saratoga Springs?
We're currently adding Pawn Shops in Saratoga Springs. Check back soon or browse nearby cities.
What do Pawn Shops in Saratoga Springs accept?
Saratoga Springs Pawn Shops typically accept gold and jewelry, electronics, tools, musical instruments, and other valuables. Each shop has different specialties - call ahead for specific items.
What percentage do Pawn Shops pay in Saratoga Springs?
Pawn Shops in Saratoga Springs typically offer 40-60% of an item's resale value for purchases, or 25-50% for pawn loans. Gold is usually priced at 40-60% of spot price. Get multiple quotes.
How long do I have to repay a pawn loan in Utah?
In Utah, the redemption period is Per contract terms (no statutory minimum). Interest rates are capped at No state cap (exempt from usury laws); typical market rates 7-20% for first 30 days. Always ask about extensions.
Need More Cash?
Get a title loan - keep your car