Pawn Shops San Jose
San Jose offers several pawn shops for quick cash or discounted items. Gold, jewelry, and electronics are commonly pawned or sold here.
San Jose, CA has 3 pawn shops in our directory. Top-rated options include Valley Gold & Silver Exchange.
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Valley Gold & Silver Exchange
View details368 S Bascom Ave, San Jose, CA 95128, United States
Buy Sell Loan, Inc.
View details1095 W San Carlos St, San Jose, CA 95126, United States
California Loan Co. Inc
View details530 W San Carlos St, San Jose, CA 95126, United States
What San Jose Pawn Shops Accept
- ✓ Gold jewelry & watches
- ✓ Electronics (phones, laptops, tablets)
- ✓ Power tools (DeWalt, Milwaukee, Makita)
- ✓ Gaming consoles (PS5, Xbox, Nintendo)
- ✓ Musical instruments
- ✓ Firearms (where permitted)
- ✓ Designer items
Acceptance varies by shop. Call ahead for specialty items or large quantities.
California Pawn Shop Regulations
California has among the most regulated pawn industries in the US. Interest is capped at 3% per month under Financial Code Section 21200. Pawnbrokers must obtain licenses through local law enforcement and maintain $100,000 in liquid assets or equivalent surety bond.
Tips for Visiting Pawn Shops in San Jose
- 1.Get quotes from multiple shops before deciding
- 2.Know your item's value - check eBay sold listings first
- 3.Bring valid government-issued ID (required by law)
- 4.Ask about interest rates and total repayment amount upfront
- 5.Keep your pawn ticket in a safe place
- 6.Ask about the redemption period and any grace periods
- 7.Ask if they report to credit bureaus (most don't)
Frequently Asked Questions
What can I pawn in San Jose?
Common items include gold, jewelry, electronics, and tools.
Which pawn shops in San Jose are well-reviewed?
Valley Gold & Silver Exchange and Buy Sell Loan, Inc. are well-reviewed options.
How much can I get for gold?
Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.
What ID do I need?
Valid government-issued photo ID (driver's license, passport, or state ID).
